Merchant of Record & Payment Infrastructure for Global E-Commerce
Accept payments across India, the US & global markets — without setting up local entities. Transact Bridge is the Merchant of Record and payment infrastructure that enables businesses to accept local payment methods, manage tax compliance, and expand globally through a single integration.
How it works
Step 1 of 3
Accept Payments Across India, the US & Global Markets
As your Merchant of Record, we become the compliant entity of record everywhere you sell. In India, that means UPI and local payment methods reaching 1.4Bn+ consumers. In the US and 130+ other markets, it means localized checkout, local payment methods, and compliant cross-border payments — all through one unified payments platform, no local entity required.
Step 2 of 3
We Handle Compliance — GST, Sales Tax, VAT, Wherever You Sell
Our in-house compliance team manages local tax filings and regulatory requirements on your behalf — GST in India, sales tax in the US, VAT across other markets — plus consumer disputes. You focus on selling; our Merchant of Record platform handles the rest.
Step 3 of 3
Local Payment Methods, Powered by One Platform
Your customers pay how they prefer: UPI and recurring UPI in India, cards and digital wallets in the US, and region-specific methods across 130+ markets — all unified through Transact Bridge's cross-border payments platform.
What Is a Merchant of Record (MoR)?
A Merchant of Record is the legal entity that takes full responsibility for a sale, handling payment processing, local tax compliance, regulatory obligations, and customer disputes on behalf of the seller. Transact Bridge acts as your Merchant of Record and global payments platform across India, the US, and 130+ markets, so you can accept payments across India, the US & global markets through one integration instead of dozens of local ones.
Why Businesses Choose Transact Bridge
Localized Payment Methods
We support the payment methods your customers actually use UPI and recurring UPI in India, cards and ACH in the US, and region-specific rails across global markets, all through one cross-border payments platform.
Enterprise-Grade Security
We're PCI-DSS certified, with best-in-class infrastructure for data storage and handling. Our partnerships with leading payment gateways and banks across every market mean lower failure rates and stronger payment success, wherever you collect payments.
Boost Sales Across Every Market
Transact Bridge helps global businesses grow revenue by reducing checkout drop-off, improving payment success rates, and increasing customer conversion across every market whether you're reaching 1.4Bn+ consumers in India, scaling in the US, or expanding across 130+ global markets.
Seamless Customer Experience
A customized checkout, smooth payment gateway integrations, and low drop-off rates deliver a consistently strong experience – no matter which market a customer is buying from. Pre-built integrations with major e-commerce platforms make setup fast.
Cross-Border Tax Compliance, Simplified
Our compliance team stays current on regulations everywhere we operate- from India's GST to US sales tax to VAT frameworks elsewhere and handles filings end-to-end so your global payments stay compliant.
Fraud Detection & Risk Management
Our fraud protection algorithms and risk management systems detect and prevent fraudulent transactions across all markets, protecting every cross-border payment you process
Some Frequently Asked Questions.
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What is a Merchant of Record?
A Merchant of Record is a third party that takes legal and financial responsibility for a transaction managing payment processing, tax compliance, and regulatory requirements. Transact Bridge serves as MoR and global payments platform across India, the US, and 130+ markets.
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What is the difference between a Merchant of Record and a payment gateway?
A payment gateway only processes the transaction. It moves money but takes on no legal, tax, or compliance responsibility. A Merchant of Record, like Transact Bridge, takes full legal responsibility for the sale, including tax compliance, regulatory filings, and customer disputes, in addition to processing the payment.
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Do I need a local business entity to accept payments in India or the US?
No. As your Merchant of Record, Transact Bridge takes on local legal and tax responsibilities, so you can accept payments across India, the US & global markets without establishing a local entity anywhere.
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What payment methods can I use for global e-commerce?
Transact Bridge's Merchant of Record platform supports local payment methods in every market - UPI and recurring UPI in India, cards and digital wallets in the US, and region-specific rails across 130+ global markets.
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How does Transact Bridge handle tax compliance across markets?
Our compliance team manages filings and stays current on regulations in each market, GST in India, sales tax in the US, and VAT elsewhere, so your global payments stay compliant without an in-house team for every jurisdiction.
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Does Transact Bridge provide sales tracking?
Yes. Transact Bridge provides enterprise-grade dashboards and reconciliation reports that help businesses make data-backed decisions, alongside automated invoicing with real-time payment tracking giving you visibility into sales and settlements across every market you sell in.
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How does Transact Bridge handle grievances?
Transact Bridge has a dedicated team of grievance specialists who work to prevent and manage grievances, ensuring disputes are resolved in a timely and efficient manner so customer complaints and payment disputes are handled directly by Transact Bridge rather than left for you to manage market by market.