A Merchant of Record (MoR) is the legal entity responsible for processing each transaction, handling payment processing, automated tax collection, fraud liability, and regulatory compliance at the point of sale. As your MoR, Transact Bridge appears as the seller on every customer receipt and assumes full tax and compliance liability for every transaction worldwide.
A Seller of Record (SoR) covers the full legal seller obligation, including sales liability, post-sale customer support, refunds, returns, and automated VAT, GST, and US sales tax filing across every jurisdiction. For digital creator businesses scaling internationally, combining both solutions provides complete coverage with zero legal exposure in any market you sell into.

Transact Bridge's INR payment solution accepts international payments in USD, EUR, GBP, and 30+ currencies, converting and settling them directly into Indian bank accounts in INR. Our infrastructure automates TDS deduction and GST management on every transaction, generates FIRA and FIRC documentation automatically for RBI compliance, and deposits funds directly to your Indian bank account with no intermediary holds. Payments can be accepted via UPI, cards, net banking, wallets, ACH, and bank transfer, giving your buyers every local payment method they use while you receive clean INR settlement.

Yes, and for digital creator businesses operating internationally, running all three in combination is the recommended approach. The Merchant of Record handles global payment processing and automated tax collection. The Seller of Record manages sales liability and post-sale obligations across every jurisdiction. The INR solution settles cross-border revenue directly in INR with full GST and TDS automation. Together, they eliminate the need for a separate legal entity, tax registration, or compliance function in any market you sell into which is the operational leverage most scaling digital businesses are looking for.

Transact Bridge automates compliance simultaneously across every market you sell into. For India: GST is calculated and remitted on every applicable transaction, TDS is managed on international income, and FIRA and FIRC documentation is generated automatically for every inbound foreign payment. For the USA: automated US sales tax for digital products is determined, collected, and remitted across applicable US jurisdictions, including economic nexus tracking. For global markets: automated VAT on digital products across the EU and UK, and digital services tax across 40+ countries, are calculated and remitted per transaction. GDPR and PCI-DSS compliance is maintained across all active markets.

Yes. Transact Bridge is built for digital creator businesses operating across multiple platforms, revenue models, and geographies simultaneously. Our platform integration layer connects with Shopify, Patreon, Gumroad, YouTube, and major global creator platforms, consolidating online course payments, subscription billing, community membership payments, digital downloads, ebook payments, coaching payments, paid newsletter payments, and template sales into one unified payment infrastructure. All revenue streams reconcile in one real-time dashboard, eliminating separate payout schedules, currency conversions, and tax filings per platform.

Indian creators receiving international income face a specific problem: foreign payments trigger TDS and GST obligations, require FIRA and FIRC documentation for RBI compliance, and lose significant margin in currency conversion before reaching their account. Transact Bridge resolves the entire chain, accepting international payments in USD, EUR, GBP, and 30+ currencies via local payment methods including ACH, cards, and bank transfer, automating TDS and GST management, generating compliance documentation per transaction, and settling directly to your Indian bank account in INR. Creators typically recover 8–12% of international income previously lost to fees and manual compliance costs.

Any creator, educator, coach, consultant, or digital entrepreneur selling digital products, online courses, memberships, subscriptions, ebooks, templates, or software globally can benefit from Transact Bridge's creator economy payment solutions. This includes YouTubers, bloggers, and podcasters accepting payments internationally; online educators and course creators selling to students across multiple markets; coaches and consultants receiving international payments settled in INR; digital entrepreneurs running SaaS products and community memberships worldwide; influencers and newsletter creators managing global brand collaborations; and artists and designers selling digital downloads and licensing work internationally.

Creators can accept payments from Indian buyers through Transact Bridge's INR payment infrastructure which supports UPI, cards, net banking, wallets, and bank transfer at checkout. Indian buyers pay using their preferred local payment method. Revenue is settled to your account in INR or your preferred currency, with automated GST compliance and real-time revenue tracking included. No local entity in India is required- Transact Bridge's Merchant of Record infrastructure handles the regulatory and tax obligations on your behalf.

No. With Transact Bridge acting as your Merchant of Record in the USA, you do not need to incorporate a US entity, register for sales tax individually across US jurisdictions, or build a local compliance function to sell digital products, online courses, memberships, or subscriptions to American buyers. We handle automated US sales tax determination, collection, and remittance across applicable US jurisdictions, including economic nexus tracking, so you can accept USD payments and reach American buyers from anywhere in the world, fully compliant from day one.