Recurring & Subscription Payments Across India, the US & Global Markets
One Merchant of Record platform for recurring billing wherever you sell. TransactBridge combines UPI Autopay, ACH (bank-debit billing), and card billing with GST, US sales tax, and cross-border compliance, helping SaaS, OTT, D2C, and AI companies launch subscription revenue without stitching together a separate provider for every market.
Fast Go-Live for Global Companies
Flexible Billing Models Built for Scale
Merchant of Record for India, US & Global
UPI Autopay + ACH + Cards
Enterprise-Grade Compliance & Reporting
Fast Go-Live for Global Companies
Flexible Billing Models Built for Scale
Merchant of Record for India, US & Global
UPI Autopay + ACH + Cards
Enterprise-Grade Compliance & Reporting
Your Fastest Path to Recurring Billing, Across Every Market
A fully managed Merchant of Record infrastructure built for companies collecting recurring revenue in more than one market without a local entity.
check_small Local Compliance Handled - GST and mandate compliance built into our payment solution for India, Nacha-compliant ACH and sales tax rules in the US, plus KYC and MDR requirements across every market you enter.
check_small UPI Autopay + ACH Support – Offer India's most preferred recurring payment mode alongside US bank-debit billing, from one subscription engine.
check_small Multi-Method Billing –Cards (Visa, Mastercard), UPI, ACH, wallets, and netbanking, localized to how customers actually pay in each market.
check_small 1–2 Week Integration – One integration covers India, US, and global billing — developer-friendly APIs and ready-made workflows, so engineering effort doesn't multiply with every new market.
Two Ways to Bill: Prepaid & Postpaid Subscriptions
Prepaid Subscriptions
- Pay before access
- Renewal collected before next cycle
- e.g. Netflix, Spotify, Microsoft 365
Postpaid Subscriptions
- Use first, billed after
- Based on usage or defined period
- e.g. AWS, telecom, utilities
Everything You Need for Subscription Billing, Across Every Market
Recurring Billing Engine
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Multiple billing models: fixed, metered, usage-based, hybrid
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Custom plan cycles (weekly, monthly, annual)
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Trials, proration, one-time add-ons
Fixed Frequency & On-Demand Billing
- Fixed schedules or pay-per-use – your call
- Fixed: memberships, OTT, insurance premiums
- On-Demand: utility billing, cloud usage
Automated Invoicing & Taxes
- GST-ready invoices
- Automated tax calculation
- Local currency invoicing
- Downloadable invoice history
Smart Retries & Revenue Recovery
- Automated retries based on payment solution-defined retry windows
- Intelligent recovery workflows
- Dunning emails & notifications
Subscription Lifecycle Management
- Upgrades, downgrades, pauses, cancellations
- Smart proration
- Customer self-service portal
Developer-First API
- Webhooks
- Clean REST API
- Plan creation, subscription creation, invoices, payment actions
- Sandbox environment for testing
Analytics & Insights
- MRR & ARR dashboards
- Churn tracking
- Payment method performance
- Cohort analysis
UPI Autopay + ACH Integration
- Instant UPI mandate creation (India)
- Simple ACH setup (US)
- Higher conversion than manual card entry
- Support for major UPI apps and US bank rails
Schedule a Call today!
Let's find the right recurring billing setup for India, the US, or global markets, whichever you're collecting in.
We Handle Compliance. You Focus on Growth.
Mandate & US ACH Compliance Handled by Our Payment Solution
GST, Invoice, & Tax Management Included
Cross-border complexities removed
Chargeback & dispute handling
Regulatory audits & reporting managed
One contract → Sell legally in India, the US & global markets
A Payment Platform for Every Type of Recurring Business
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SaaS Platforms
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EdTech & Online Learning
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OTT & Streaming Apps
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In-App Purchases
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Social Chat & Live Streaming Apps
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D2C Brands with Subscription Products
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AI Tools & Productivity Software
Onboard. Integrate. Start Collecting Payments.
Getting started with TransactBridge is easy
Simple & Transparent Pricing
Flexible Merchant of Record pricing designed for companies collecting recurring revenue across India, the US, and global markets. No hidden fees. No cross-border surprises – one predictable pricing model for every market you launch in.
Built for Developers. Designed for Scale.
check_small REST APIs
check_small Webhooks for payment events
check_small Sample integration codes
check_small Sandbox mode
check_small Developer Docs [Documentation]
Bank-Grade Security. Global Standards.
GLOBAL PAYMENT SOLUTIONS
Start Growing Recurring Billing Revenue, Globally from One Merchant of Record Platform.
Launch with UPI Autopay, ACH, full Merchant of Record compliance, and enterprise-grade subscription billing – all from one platform, without adding a vendor for every market.
Some Frequently Asked Questions.
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What is a Merchant of Record for subscription payments?
TransactBridge operates as your Merchant of Record for subscription payments across India, the US, and global markets. A Merchant of Record is the legal entity that sells on your behalf, taking on payment processing, tax collection, and compliance liability for every transaction, so you can charge customers in multiple countries without registering a local entity or managing tax filings yourself.
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Does TransactBridge support UPI Autopay and US ACH for subscription payments?
Yes, TransactBridge supports both UPI Autopay and US ACH for subscription payments. UPI Autopay handles India-based recurring mandates and ACH bank-debit billing covers US customers, alongside cards, wallets, and netbanking, all from a single subscription engine.
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How does TransactBridge handle GST and US sales tax together?
TransactBridge automates GST and US sales tax within the same subscription payment system. GST calculation and invoicing apply to Indian customers, US sales tax compliance applies to American customers, and subscription invoices stay compliant in both markets without manual tax handling on your end.
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Can one platform bill subscription customers in India and the US?
Yes, one TransactBridge setup handles subscription payments for customers in India, the US, and global markets simultaneously. Local payment methods, tax treatment, and invoicing are handled per market, under a single contract and integration.
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How long does it take to integrate subscription payments across markets?
Most companies go live on TransactBridge in 1–2 weeks. Using developer-friendly REST APIs, webhooks, and a sandbox environment, one integration covers subscription payments for India, US, and global markets, so you don't repeat the setup process market by market.
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What billing models can I offer?
TransactBridge supports fixed, metered, usage-based, and hybrid subscription billing models. Custom plan cycles, trials, proration, and one-time add-ons can be configured uniformly across India, the US, and global markets, or tailored per market as your pricing strategy requires.
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What types of businesses is this solution ideal for?
TransactBridge is built for SaaS, OTT, EdTech, D2C, AI tools, and creator-economy businesses. Any business collecting subscription or recurring revenue across India, the US, and global markets can run compliant billing from one Merchant of Record platform.
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What is a subscription payment?
A subscription payment is a charge a business collects automatically from a customer on a fixed schedule – weekly, monthly, or annually – in exchange for continued access to a product or service. TransactBridge processes subscription payments across India, the US, and global markets from one platform, handling mandate setup, retries, and tax compliance so each charge goes through the same way every cycle.
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How do subscription payments work?
Subscription payments work by capturing a customer's payment authorization once – a UPI mandate, an ACH authorization, or a saved card – and charging that authorization automatically at each billing interval. TransactBridge manages the full subscription payment lifecycle: initial authorization, recurring charges, plan changes, and cancellations, without requiring the customer to re-enter payment details every cycle.
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Is UPI Autopay a subscription payment method?
Yes, UPI Autopay is one of the subscription payment methods Transact Bridge supports for Indian customers, alongside ACH for the US and cards, wallets, and netbanking globally. It lets a customer authorize a merchant to debit their bank account on a recurring schedule through a one-time mandate set up in their UPI app, and TransactBridge's payment solution processes each subsequent charge automatically under the mandate rules governing UPI Autopay.
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What is ACH subscription billing?
ACH subscription billing is the use of the US Automated Clearing House network to automatically debit a customer's bank account on a recurring schedule, instead of charging a card. TransactBridge supports ACH subscription billing as a lower-cost, high-reliability alternative to card billing for US customers, run through the same subscription payment engine used for India and global markets.
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Can SaaS companies collect subscription payments globally?
Yes, TransactBridge lets SaaS companies collect subscription payments in India, the US, and global markets under a single Merchant of Record contract, without registering a local entity in each country. Billing, tax handling, and payment method localization are managed per market from one integration.
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Can foreign companies accept UPI payments?
Foreign companies can accept UPI payments in India by working with a Merchant of Record like TransactBridge, which is already registered and compliant to process UPI transactions on their behalf, removing the need for the foreign company to set up a local Indian entity or separately register with NPCI-authorized banks.
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Merchant of Record vs. subscription payment platform – what's the difference?
A subscription payment platform manages billing logic – plans, cycles, invoicing – but still requires the business to hold its own merchant account, handle tax compliance, and carry payment liability in every market it sells in. A Merchant of Record like TransactBridge does both: it runs the subscription payment engine and legally sells on the business's behalf, taking on tax collection, compliance, and payment liability across every market.
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How do global companies collect subscription revenue across multiple countries?
Global companies typically collect subscription revenue across multiple countries either by setting up local entities and payment integrations market-by-market, or by routing all markets through a single Merchant of Record. TransactBridge takes the second approach – one contract and one integration covers subscription payments, tax compliance, and local payment methods across India, the US, and global markets simultaneously.
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What's the difference between prepaid and postpaid subscriptions?
TransactBridge supports both models on one platform: prepaid subscriptions collect payment before each billing period (common for OTT and SaaS), while postpaid subscriptions bill after usage or a defined billing period (common for cloud and utility services).
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Can I offer trials before charging customers?
Yes, TransactBridge supports configurable trial periods, with or without an upfront payment method, so billing only begins once the trial converts to a paid subscription.
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How does TransactBridge handle plan upgrades and downgrades?
TransactBridge processes plan changes with automatic day-based proration, crediting any unused balance from a downgrade or charging only the remaining period on an upgrade, without creating a new subscription.
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Can subscriptions be paused and resumed?
Yes, TransactBridge allows subscriptions to be paused for reasons like payment issues, seasonal gaps, or customer request, and resumed at any time, with proration applied so customers are billed only for active periods.